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It’s been a bumpy ride for mortgage companies lately. Some lenders have gone out of business, merged with other companies or narrowed their focus. And more changes are likely in 2023. more
It’s a time to do a thorough cleaning, top to bottom, inside and out. It usually involves identifying areas that need a quick spruce-up as well as the areas that need a deep cleaning. more
After doing this column for so many years (more than a quarter century now), I’ve learned there are two kinds of potential Social Security beneficiaries. more

Director Steven Spielberg has earned his reputation as one of Hollywood’s greatest directors several times over, so it’s no surprise that he makes a solid film out of his own life story. more
When Tom Snyder coaches people in his church about how to budget, he starts by encouraging them to track their spending. more
For Valentine’s Day, I give you a poem I wrote a few years ago about a couple I knew. I hope that you, if you haven’t already, find love this special day — or in the near future. more
The party hats were properly placed on the table. The bouquet of balloons indicated a celebration. The bright youthful colors welcomed the thought of a birthday celebration. more
Horror director M. Night Shyamalan is known for his spooky and tense thrillers, and “Knock at the Cabin” delivers exactly that with its potentially apocalyptic storytelling. Without giving away … more
Hearts, flowers, romance, and special dinners for two seem to be everywhere as we approach Valentine’s Day, right around the corner. more
If you’ve been holding off on home improvements, a new law signed last year and now in effect as of Jan. 1, 2023, may provide a fresh incentive. more
Managing your health care, or the care of a loved one, can be overwhelming, especially if complex medical conditions are involved, or the list of providers and prescriptions is long. more
I started 2021 by buying an 1885 hulk of a home, sight unseen, with visions of restoring its earlier grandeur. more
The other day I was offered a “senior” discount, which I, of course, accepted. Hey, I’ve earned it if they want to give it. more
As farmers, friends and travelers fly down Route 20 in New York’s Madison County, they catch a glimpse of a sign at the intersection of County Route 41. more
These local pets are looking for a new home. more
One of the success stories in last year’s vegetable garden was our crop of butternut squash. more
There are so many areas you can train in. The one I am suggesting now is one that I have trained in for more than 50 years. It is in the use of the cane. more
Another Netflix original, another largely disposable, but entirely watchable in a pinch, movie. This time it’s the romantic comedy “You People,” which arguably fails at being both romantic and … more
The funny thing about New Year’s Resolutions are that they are about the past more than about the future. more
The Robinson brothers, natives of the Albany-Schenectady area, relocated with their parents to Utica in the early 1800s. more
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